Quick Self Scoring "Financial Discipline" Quiz

Here's a quick way to determine how financially disciplined you are. And you can score it yourself!

First, calculate your windfall from the Economic Stimulus package agreed on today by the leaders of both major political parties from the following paraqraph:

"Individuals who pay income taxes would get up to $600, working couples $1,200 and those with children an additional $300 per child under the agreement. Workers who make at least $3,000 but don't pay taxes would get $300 rebates."
Second, answer this question:

"What will I do with this money?"
OK, time to tally up your score:

If you have debts outstanding other than your mortgage, especially credit card debts, and you answered anything other than "Pay down my debts," give yourself a big fat zero.

If you have debts other than your mortgage and answered "Pay down my debts," give yourself one point for that answer.

If you have NO debt other than your mortgage, give yourself one point for whatever answer you put down.

OK, time to tally up. How did you do? One point is passing, zero is failing. But if you failed, here's good news! You can take as many retests as you like. Just go back to the beginning of this article and take the test again.

And thanks for playing.... Get the message? :-) Bob

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