People have told me that my relatively informal style comes across as "advice from a friend," and that's the way I like to think about it. But I have enough work experience as a former officer of a brokerage firm to know that I need to be clear on this point.
I'd love to live in an unregulated, unlawyered world where people just kept their word, didn't try to take advantage of each other, and never tried to blame others for their bad decisions. But alas, this is not the world we live in. And since tomorrow, I'm going to introduce you to a number of, um, "creative" investments that I think you should know about, I figure the time has come. I'm sure this disclaimer will grow as Platinum Years grows, but here's a basic disclaimer for starters:
OK, that wasn't fun, but tomorrow's article will be, I promise - Bob
"This site may include analysis about the direction of various markets, and information about specific types of investments, as well as specific examples of investments that can be or have been made. All such ideas, opinions, and/or forecasts, expressed or implied herein, are for educational and informational purposes only. They should not be construed as a recommendation for the reader to invest, trade, and/or speculate in these markets. Any investments, trades, and/or speculations made in light of the ideas, opinions, and/or forecasts, expressed or implied herein, are undertaken at your own risk, financial or otherwise."
"Every investor, advisor, or planner makes mistakes, and I make plenty of them. The markets have a way of humbling just about everybody, and the nature of this site is such that obviously I cannot know each person's individual situation. I encourage you to do your own "due diligence," and by all means, "push back" by commenting when you think I am wrong, or when any advice seems incomplete or insudfficient. That way, we will all learn, with each person maintaining responsibility for his or her own decisions."