When Will I Get My Stimulus Check?

Having been through, um, "several" business cycles over my 40 years in the securities business, I can tell you that the rule of thumb is that by the time Congress does anything about a recession, the economy is already rebounding and the help comes too late. Occasionally, the help has come so late that, if anything, it probably has contributed to subsequent rounds of inflation and overheating.

I have to say, though, that this time seems different. Congress acted pretty swiftly (could the fact that this is an election year have had anything to do with that?), the President signed just as speedily, and direct deposit payments began going out this past week. They will continue through May 16, and the first cycle of paper checks will be mailed starting May 9.

The IRS will continue to issue the payments of up to $600 ($1,200 for married couples) plus $300 for eligible children younger than 17, through July 11, for all those that filed their taxes by April 15. If you are not a direct depositor, you will be issued a check according to the last two digits of your social security number, as follows:

Last Two Digits = Payment in the mail by:

00 – 09 = May 16

10 – 18 = May 23

19 – 25 = May 30

26 – 38 = June 6

39 – 51 = June 13

52 – 63 = June 20

64 – 75 = June 27

76 – 87 = July 4

88 – 99 = July 11

If you need more particulars, you can get them at the IRS website. And if you want to re-read my pep talk on why you should SAVE your stimulus check, just click here. - Bob

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